KEB Hana Bank provides commercial banking, trust banking, foreign exchange, and merchant banking services to retail and corporate customers in South Korea and internationally. The company accepts current, savings deposit, fixed deposit, and time deposit accounts; and grants mortgage loans, loan on deposit collateral, industrial loans, overdrafts, discount of commercial bills, trade finance, and loan of fund for equipment, as well as loan for L/C settlement and foreign currency loans. It also provides investment banking and foreign exchange transaction services; financial advisory services. Now KEB Hana Bank has proved we are a healthy and strong institution, with profitability, capital adequacy and portfolio quality in the best shape in history, and KEB Hana Bank will keep improving and evolving as a world-class banking institution. KEB Hana Bank overseas network consists of 128 branches in 24 countries over 5,000 of employees in whole system. KEB Hana Bank, Hanoi branch (former KEB Hanoi) was established in 1994 as a representative office in Hanoi and upgraded to become branch in August 1998. We also set up another branch in Ho Chi Minh City in 2015.